:root{--navy:#1f2a44;--navy2:#2f3d61;--mus:#e0a526;--mus2:#b5800f;--paper:#fbf8f0;--ink:#1b2133;--mut:#545b6b;--line:#e3dccb}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.7 Georgia,"Times New Roman",serif;color:var(--ink);background:#fff}
h1,h2,h3,summary,.btn,.kick,nav,.meta,dt,th{font-family:"Trebuchet MS",Verdana,"Segoe UI",sans-serif}
h1{font-size:clamp(2rem,4vw,3rem);line-height:1.12;margin:.15em 0 .45em;letter-spacing:-.01em}h2{font-size:clamp(1.45rem,2.6vw,2rem);line-height:1.2;margin:1.5em 0 .5em}h3{font-size:1.15rem;margin:.3em 0}
a{color:var(--navy2)}img{max-width:100%;height:auto;display:block}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.mw{max-width:1160px;margin:0 auto;padding:0 22px}.narrow{max-width:800px}
.mast{background:#fff;border-bottom:5px solid var(--mus);position:relative;z-index:2}
.mast .mw{display:flex;align-items:center;gap:20px;padding-top:12px;padding-bottom:12px}
.lg img{width:232px;height:auto}.mast nav{flex:1}.mast ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 20px;justify-content:flex-end}
.mast nav a{text-decoration:none;color:var(--navy);font-weight:700;font-size:.93rem}.mast nav a[aria-current]{color:var(--mus2);text-decoration:underline;text-underline-offset:6px}
.btn{display:inline-block;background:var(--mus);color:var(--navy);font-weight:700;text-decoration:none;padding:11px 20px;border-radius:4px;white-space:nowrap;border:0}
.btn:hover{background:#f0b93d}.btn.dark{background:var(--navy);color:#fff}
.lnk{font-family:"Trebuchet MS",Verdana,sans-serif;font-weight:700;color:var(--navy2)}
.kick{text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;font-weight:700;color:var(--mus2);margin:0}
.hero{position:relative;min-height:600px;display:flex;align-items:center;overflow:hidden}
.hbg,.hbg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.panel{position:relative;max-width:560px;background:rgba(31,42,68,.93);color:#fff;padding:34px 36px;border-left:8px solid var(--mus);margin:40px 0}
.panel h1{color:#fff}.panel .kick{color:var(--mus)}.panel .lead{color:#e8ebf2}.panel .lnk{color:#fff}
.acts{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.lead{font-size:1.1rem;color:var(--mut)}
.trustbar{background:var(--navy);color:#dfe4ee}.trustbar ul{list-style:none;margin:0;padding:18px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px;font-size:.92rem}
.trustbar strong{display:block;color:var(--mus);font-family:"Trebuchet MS",sans-serif}
.sec{padding:60px 0}.tint{background:var(--paper)}.navy{background:var(--navy);color:#e4e8f0}.navy h2,.navy h3{color:#fff}
.hd{max-width:780px}.hd p{color:var(--mut)}.hd.light .kick{color:var(--mus)}
.flags{list-style:none;counter-reset:f;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.flags li{counter-increment:f;border:2px solid var(--line);border-radius:6px;padding:18px 18px 12px 64px;position:relative;background:#fff}
.flags li:before{content:counter(f);position:absolute;left:16px;top:16px;width:34px;height:34px;background:var(--mus);color:var(--navy);font:700 1rem "Trebuchet MS",sans-serif;border-radius:50%;display:flex;align-items:center;justify-content:center}
.flags p{margin:.2em 0;font-size:.95rem;color:var(--mut)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:24px}
.card{display:block;background:#fff;text-decoration:none;color:var(--ink);border-radius:6px;overflow:hidden;border-bottom:5px solid var(--navy);box-shadow:0 3px 14px rgba(20,30,60,.08)}
.card img{aspect-ratio:4/3;object-fit:cover;width:100%}.cb{padding:16px 18px}.cb p{font-size:.95rem;color:var(--mut);margin:.3em 0}.meta{font-size:.78rem;font-weight:700;color:var(--mus2);text-transform:uppercase;letter-spacing:.06em}
.split2{display:grid;grid-template-columns:1fr 1.2fr;gap:40px;align-items:start}
.tw{overflow-x:auto;margin:16px 0}table{width:100%;border-collapse:collapse;font-size:.95rem}th{background:var(--navy);color:#fff;text-align:left;padding:11px 14px}td{padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}tbody tr:nth-child(even){background:var(--paper)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:24px}.steps div{background:var(--navy2);padding:20px;border-radius:6px;border-top:5px solid var(--mus)}.steps b{font:700 2rem "Trebuchet MS",sans-serif;color:var(--mus)}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.duo img{border-radius:6px;box-shadow:-14px 14px 0 var(--mus)}.duo.rev>picture{order:2}
.chk{list-style:none;padding:0}.chk li{padding:4px 0 4px 30px;position:relative}.chk li:before{content:"✓";position:absolute;left:4px;color:var(--mus2);font-weight:700}
.defs{display:grid;grid-template-columns:1fr 1fr;gap:14px 28px;margin:20px 0}.defs div{border-left:4px solid var(--mus);padding:4px 0 4px 14px}.defs dt{font-weight:700;color:var(--navy)}.defs dd{margin:.2em 0 0;color:var(--mut);font-size:.95rem}
.xs{list-style:none;padding:0}.xs li{padding:6px 0 6px 32px;position:relative}.xs li:before{content:"✕";position:absolute;left:6px;color:#b23a2b;font-weight:700}
details{border-bottom:1px solid var(--line);padding:12px 0}summary{cursor:pointer;font-weight:700;color:var(--navy)}details p{margin:.5em 0 0}
.cta{background:var(--mus);padding:46px 0}.ctain{display:flex;justify-content:space-between;align-items:center;gap:24px}.cta h2{margin:0 0 .3em;color:var(--navy)}.cta p{margin:0}
.banner{margin:22px 0}.banner img{border-radius:6px;width:100%}
.paths{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.paths div{background:var(--paper);padding:16px;border-top:4px solid var(--navy)}
.ah{background:var(--paper);padding:36px 0}.ahg{display:grid;grid-template-columns:1.1fr 1fr;gap:36px;align-items:center}.ahg img{border-radius:6px}.crumbs{font-size:.88rem;font-family:"Trebuchet MS",sans-serif}.by{color:var(--mut);font-size:.9rem}
.ab{padding-top:30px;padding-bottom:44px}.jump{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}.jump a{font-size:.82rem;background:var(--paper);border:1px solid var(--line);padding:4px 10px;border-radius:999px;text-decoration:none;color:var(--navy)}
.intro{font-size:1.16rem;border-left:5px solid var(--mus);padding-left:16px}
.exbox{background:var(--navy);color:#e8ebf2;padding:10px 26px 18px;border-radius:6px;margin:32px 0}.exbox h2{color:#fff;margin-top:.3em}.exbox .kick{color:var(--mus);margin-top:14px}
.chkbox{border:3px solid var(--mus);border-radius:6px;padding:4px 22px 12px}
.askbox{background:var(--paper);padding:6px 24px 14px;border-radius:6px;margin-top:28px}
.nx{display:grid;grid-template-columns:1fr 1fr;gap:14px}.nx a{display:block;border:1px solid var(--line);padding:14px;text-decoration:none;color:var(--mut);font-size:.92rem;border-radius:6px}.nx strong{display:block;color:var(--navy);font-family:"Trebuchet MS",sans-serif}
.fine{font-size:.86rem;color:var(--mut);margin-top:26px}
.gsg{display:grid;grid-template-columns:1.45fr 1fr;gap:32px;margin-top:22px}
.qform{background:var(--paper);border:2px solid var(--navy);border-radius:6px;padding:22px}.qform fieldset{border:0;padding:0;margin:0}.qform legend{font:700 1.3rem "Trebuchet MS",sans-serif;color:var(--navy);margin-bottom:8px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:2px 16px}.field{display:block;font:700 .92rem "Trebuchet MS",sans-serif;margin:8px 0}
.field input,.field select{display:block;width:100%;margin-top:4px;padding:10px;border:1px solid #b9b19c;border-radius:4px;font:16px Georgia,serif;background:#fff;color:var(--ink)}
.consent-block{display:grid;grid-template-columns:24px 1fr;gap:8px;background:#fff;border-left:5px solid var(--mus);padding:12px;margin:12px 0;font-size:.9rem}.consent-block p{grid-column:2;margin:0}.consent-block input{width:20px;height:20px}
label[for=lead-privacy]{display:block;position:relative;padding-left:32px;font-size:.95rem;margin:10px 0;line-height:1.5}label[for=lead-privacy] input{position:absolute;left:0;top:2px;width:20px;height:20px;margin:0}
.hint{font-size:.9rem;color:var(--mut)}.err{display:block;color:#a52a1c;font-size:.85rem}.hp{position:absolute;left:-9999px}
.qform button{background:var(--navy);color:#fff;border:0;padding:13px 26px;border-radius:4px;font:700 1rem "Trebuchet MS",sans-serif;cursor:pointer}
.status{font-size:.92rem;color:var(--navy2)}
.side{border-top:6px solid var(--mus);background:#fff;padding:18px;box-shadow:0 2px 10px rgba(0,0,0,.06);align-self:start}.side h2{margin-top:0;font-size:1.3rem}
.quote{border-left:5px solid var(--navy);background:var(--paper);margin:12px 0;padding:12px 18px;font-size:.96rem}
.msgs p{background:var(--paper);border-radius:6px;padding:12px 16px}.msgs span{display:block;font:700 .8rem "Trebuchet MS",sans-serif;text-transform:uppercase;color:var(--mus2);letter-spacing:.05em}
.lg2 h2{font-size:1.3rem}.upd{font-weight:700;color:var(--mut)}
.cgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:20px 0}.cgrid div{background:var(--paper);border-left:5px solid var(--navy);padding:4px 16px}.cgrid h2{font-size:1.1rem}
.foot{background:#141b2e;color:#c9cfdc;padding:46px 0 18px}.fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:26px}.foot h2{color:var(--mus);font-size:1rem;margin:0 0 8px}.foot ul{list-style:none;margin:0;padding:0}.foot li{margin:5px 0;font-size:.92rem}.foot a{color:#fff}
.fl{filter:brightness(0) invert(1)}.base{display:flex;flex-wrap:wrap;gap:8px 20px;border-top:1px solid #2c3550;margin-top:26px;padding-top:14px;font-size:.85rem}
@media(max-width:960px){.mast .mw{flex-wrap:wrap}.mast nav{order:3;flex-basis:100%}.mast ul{justify-content:flex-start}.lg{flex:1}
.flags,.cards,.steps,.paths{grid-template-columns:1fr 1fr}.split2,.duo,.ahg,.gsg{grid-template-columns:1fr}.duo.rev>picture{order:0}.fg{grid-template-columns:1fr 1fr}.trustbar ul{grid-template-columns:1fr 1fr}}
@media(max-width:600px){body{font-size:16px}.lg img{width:160px}.btn{padding:9px 14px;font-size:.9rem}.mast ul{gap:2px 14px}.mast nav a{font-size:.86rem}
.flags,.cards,.steps,.paths,.defs,.nx,.cgrid,.form-grid,.fg,.trustbar ul{grid-template-columns:1fr}.hero{min-height:0;display:block}.hbg{position:static}.hbg img{position:static;height:auto}.panel{margin:0;padding:24px 20px}.mw{padding:0 16px}.hero .mw{padding:0}
.ctain{flex-direction:column;align-items:flex-start}.sec{padding:42px 0}.duo img{box-shadow:-8px 8px 0 var(--mus)}}